comparison

AppleCare+ can provide accidental damage protection up to two times per twelve months. AppleCare+ Plus with Theft-and-Loss includes coverage for two incidents of theft/loss every twelve months. Each incident is charged a service fee and deductible. Taxes are possible. Find My iPhone must be enabled on your device during theft or loss. Your iPhone should still be enabled for Find My iPhone. In addition, your Apple ID should be linked to your iPhone during any theft or loss claim process. Deactivating Find My iPhone may cause loss and theft coverage to be null. AppleCare+ for Theft and Loss is optional and you are welcome to join the iPhone Upgrade Program.
Apple iPhone 13 Pro max: $1,099 449 with eligible trade in at Apple (opens up new tab). Unlocked devices will only allow you to purchase a new Apple product directly. Apple also offers iPhone 13 Pro Max deals. This includes a trade in rebate of up to $650. Although it isn’t the largest on the market, it’s enough to save a good chunk of the price. Unlocked devices are a good option if your plan is flexible. Total cost $449 (maximum saving).
AppleCare+ With Theft and Loss provides coverage for up to two thefts or losses every twelve months. Each incident will be subject to a service cost or deductible. Taxes could apply. Find My must be enabled on your device when it is lost or stolen in order to provide theft and loss coverage. You should keep Find My enabled, and your iPhone should still be associated with Apple ID during the loss or theft claim process. Disabling Find My can result in the loss and theft of all coverage. Participation in the iPhone Upgrade Program is not contingent on you purchasing AppleCare+ with Theft and Loss.